银行术语英文（银行术语英文缩写）

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• 本文目录导读：
• 1、银行术语英文
• 2、Deposit
• 3、Withdrawal
• 4、Interest
• 5、Loan
• 6、Overdraft
• 7、Credit
• 8、Debit
• 9、ATM
• 10、Bank Statement
• 11、Wire Transfer
• 12、银行术语英文缩写
• 13、APR
• 14、IBAN
• 15、SWIFT
• 16、ACH
• 17、FDIC
• 18、POS
• 19、POA
• 20、ROS

银行术语英文

Deposit

Deposit is the money that a customer puts into a bank account.

Withdrawal

Withdrawal is the process of taking money out of a bank account.

Interest

Interest is the amount of money that a bank pays to a customer for keeping their money in an account.

Loan

A loan is a sum of money that a bank lends to a customer, with an agreement that the customer will repay the loan with interest.

Overdraft

An overdraft is when a customer withdraws more money from their account than they have available. The bank may charge the customer an overdraft fee for this service.

Credit

Credit is an agreement between a bank and a customer, where the customer is allowed to borrow money up to a certain limit.

Debit

Debit is a transaction that takes money out of a bank account.

ATM

ATM stands for Automated Teller Machine. It is a machine that allows customers to withdraw money, check their account balance, and perform other banking transactions.

Bank Statement

A bank statement is a document that shows all the transactions that occurred in a bank account over a certain period of time.

Wire Transfer

A wire transfer is a method of sending money from one bank account to another electronically.

银行术语英文缩写

ATM stands for Automated Teller Machine.

APR

APR stands for Annual Percentage Rate.

IBAN

IBAN stands for International Bank Account Number.

SWIFT

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.

ACH

ACH stands for Automated Clearing House.

FDIC

FDIC stands for Federal Deposit Insurance Corporation.

POS

POS stands for Point of Sale.

POA

POA stands for Power of Attorney.

ROS

ROS stands for Retail Online System.

In conclusion, understanding banking terminology is essential for anyone who wants to manage their finances effectively. Whether you are opening a new bank account, applying for a loan, or making a wire transfer, knowing these terms will help you navigate the banking world with ease.

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